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Nickel Core costs $0 per month and includes three active users. It gives a solo founder room to add limited help without changing plans.
What this choice needs to do
You need to send and receive business payments without adding another subscription to manage. Your constraint is staying self-sufficient and keeping the workflow light.
It fits when
Standard ACH costs $0, and Core has a $25,000 transaction limit. It fits when your normal transfers stay within that ceiling.
It stops fitting when
Receiving card payments costs 2.9%. It stops fitting when card receipts become common enough to dominate cost.
Cost and boundaries
Nickel Core plan reports 3 active users.
Nickel Plus plan reports Unlimited users.
Balance apy costs 2%.
Case study baca reports BACA Systems saves $200K and 1,200 hours a year with Nickel.
Customer count reports 25,000+ businesses.
Fee card receive costs 2.9%.
Fee international card costs 2.9% + 1%.
Fee standard ach costs $0.
$15M fees saved for customers.
G2 claim reports Rated best estimated ROI in B2B payments on G2, across hundreds of 5-star reviews.
Nickel Core plan includes Quickbooks Online & Desktop Integration.
Nickel Core plan costs $0 / month.
Nickel Plus plan costs $35 / month.
Nickel Pro plan costs $300 / month.
Pricing basis: flat per account, not per user.
You run the business. Nickel runs the money.
Nickel Core plan includes $25,000 transaction limit.
Nickel Plus plan includes $1M transaction limit.
The trigger to change course
Core limits transactions to $25,000, while Plus costs $35 per month. Reopen the decision when a payment will cross the Core limit.
FAQ
How much does Nickel cost (Nickel Core plan)?
Nickel costs $0 / month.
How much does Nickel cost (Nickel Plus plan)?
Nickel costs $35 / month.