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Nickel Core is $0 per month for three active users. It fits a very small team, but the user boundary should be treated as a plan decision.
What this choice needs to do
Your team needs shared access to business payments without buying a seat for every participant. The constraint is matching access and transaction limits to real responsibilities.
It fits when
Nickel charges a flat account price rather than per-user pricing, and Plus costs $35 per month. It fits when shared access would make per-seat alternatives expensive.
It stops fitting when
Nickel Pro costs $300 per month. It stops fitting when requirements force that jump without a matching increase in payment value.
Cost and boundaries
Nickel Core plan reports 3 active users.
Nickel Plus plan reports Unlimited users.
Balance apy costs 2%.
Case study baca reports BACA Systems saves $200K and 1,200 hours a year with Nickel.
Customer count reports 25,000+ businesses.
Fee card receive costs 2.9%.
Fee international card costs 2.9% + 1%.
Fee standard ach costs $0.
$15M fees saved for customers.
G2 claim reports Rated best estimated ROI in B2B payments on G2, across hundreds of 5-star reviews.
Nickel Core plan includes Quickbooks Online & Desktop Integration.
Nickel Core plan costs $0 / month.
Nickel Plus plan costs $35 / month.
Nickel Pro plan costs $300 / month.
Pricing basis: flat per account, not per user.
You run the business. Nickel runs the money.
Nickel Core plan includes $25,000 transaction limit.
Nickel Plus plan includes $1M transaction limit.
The trigger to change course
Core includes three active users, while Plus includes unlimited users. Reopen the decision when a fourth person needs active access.
FAQ
How much does Nickel cost (Nickel Core plan)?
Nickel costs $0 / month.
How much does Nickel cost (Nickel Plus plan)?
Nickel costs $35 / month.