Start here
Melio Go costs $0 and includes five free ACH payments per month. It is a strong solo starting point when your payment count stays within that allowance.
What this choice needs to do
You need to pay vendors on time without building an AP routine around the task. Your constraint is keeping both setup and monthly administration small.
It fits when
Melio is free for the first 30 days. It fits when you can test the real bill-pay routine before accepting a subscription.
It stops fitting when
Card payments cost 2.9%, and same-day wires cost 1% with a $10 minimum and $75 maximum. It stops fitting when speed or card funding becomes your normal route.
Cost and boundaries
Core plan costs $10/mo per additional user.
Customer count reports over 100,000 business owners.
Fee card payment costs 2.9%.
Fee same day wire costs 1% ($10 min, $75 max).
Boost plan includes 50 free ACH/month.
Core plan includes 20 free ACH/month.
Go plan includes 5 free ACH/month.
Unlimited plan includes Unlimited free ACH.
Free trial: free for your first 30 days.
Boost plan includes QuickBooks Desktop sync.
Core plan includes QuickBooks Online sync, Xero sync.
Unlimited plan includes NetSuite sync.
Boost plan costs $55/mo.
Core plan costs $25/mo.
Go plan costs $0 /free forever.
Unlimited plan costs $80/mo, unlimited users.
$100B+ dollars processed securely, 2M+ vendors paid.
Time saved avg reports 15+ hours saved on bill pay every month (average).
The trigger to change course
Go includes five free ACH payments per month, while Core costs $25 per month. Reopen the decision when monthly ACH volume consistently exceeds five.
FAQ
How much does Melio cost (Go plan)?
Melio costs $0 /free forever.
How much does Melio cost (Core plan)?
$25/mo, compared with Boost at $55/mo.