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BILL Essentials costs $49 per user per month. It is justified for a solo founder only when invoice volume makes AP automation a recurring time saver.
What this choice needs to do
You need bills captured, approved, and paid without becoming your own accounts-payable department. Your constraint is time, but the tool must save more work than it adds.
It fits when
BILL reports 95% day-one accuracy when automatically capturing key invoice fields. It fits when reducing manual invoice entry is the job you most need done.
It stops fitting when
ACH ePayments cost $0.59, and mailed checks cost $1.99. It stops fitting when low payment volume makes the subscription and per-payment charges hard to recover in saved time.
Cost and boundaries
Ai capture accuracy reports 95% day-one accuracy in auto-capturing key invoice fields.
3% APY on operating cash (BILL Cash Account).
Fee 1099 efiling costs $2.99 (per 1099).
Fee ach epayment costs $0.59.
Fee card payment costs 2.9%.
Fee instant payment costs 1.0% ($9.99 min fee, $100 max fee).
Fee mailed check costs $1.99.
Integrations named includes QuickBooks, Sage Intacct, Oracle Netsuite, Microsoft Dynamics, Xero, Acumatica.
Corporate plan costs $89.
Enterprise plan costs Custom Pricing.
Essentials plan costs $49.
Team plan costs $65.
Pricing basis: per user, per month.
BILL already powers payments to 130+ countries and moves over 1% of US GDP.
8 hrs a week saved on AP (customer survey).
Spend 50% less time on AP and automate invoicing and get paid 2x faster.
The trigger to change course
The Team plan costs $65 per user per month. Reopen the decision when your workflow requires the step above Essentials.
FAQ
How much does BILL cost (Essentials plan)?
$49, compared with Corporate at $89.
How much does BILL cost (Team plan)?
$65, compared with Corporate at $89.