Start here
Aspire's Business Account costs $0 per month and local transfers are free. It is an attractive solo option when avoiding fixed overhead matters more than choosing among plan tiers.
What this choice needs to do
You need to move and monitor company money without adding finance administration. Your constraint is attention, with no teammate available to absorb setup or reconciliation.
It fits when
Business Account support is available 24/7. It fits when you need help outside a staffed finance schedule.
It stops fitting when
Aspire's US offering has one tier, with transaction fees rather than per-seat fees. It stops fitting when your needs call for a meaningful plan ladder instead of a single account structure.
Cost and boundaries
Cashback rate costs 1.5% uncapped cashback on card spend.
Business Account plan reports FDIC insurance via Column N.A., up to $100M.
Business Account plan costs From 0.22%.
Business Account plan costs Free.
Business Account plan includes 13 currencies.
Business Account plan costs $0/month.
US surface, single tier, no plan ladder; fees are per-transaction, not per-seat.
Basic (Singapore) plan costs SGD $0 per month.
Premium (Singapore) plan costs SGD $15 per month.
Business Account plan includes 24/7.
The finance stack for global founders.
Business Account plan costs From 0.15%.
Treasury yield includes up to 3.67% yield.
Hit the ground running in the US with free ACH, wire, real-time transfers, and FDIC insurance up to USD $100M.
The trigger to change course
Foreign-exchange pricing starts at 0.22%. Reopen the decision when cross-currency activity becomes frequent enough for transaction pricing to drive the choice.
FAQ
How much does Aspire cost (Business Account plan)?
Aspire costs $0/month.
How much does Aspire cost (Basic (Singapore) plan)?
Aspire costs SGD $0 per month.